Appraisal services for Peru and Oxford County homeowners

The top 7 reasons why Maine homeowners order from Western Maine Appraisal Services:

Find the right listing price (whether you're using a real estate agent or selling the home on your own)
Challenge property tax assessments
To cut your monthly mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
In the case of a divorce in the state of Maine, when real estate property needs to be divided
To settle an estate in Oxford county or Maine by determining the true market value of the real estate in question


	Own a house in or near Peru, Maine and need help determining the value of it? Contact Western Maine Appraisal Services.

At Western Maine Appraisal Services, we understand the special needs of a consumer looking for appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, attorneys, and CPAs. Being a regular consumer that most likely doesn't look at appraisals every day, we will give you extra guidance and explanations through the appraisal process to understand what we do and how we document the results of our analysis.

For-Sale-by-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Western Maine Appraisal Services, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value conclusion than yours.

Challenge Tax Assessment

Your local tax assessor may have your home overvalued if your home is not appreciating as much as other homes close to yours. That means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. An appraisal report from Western Maine Appraisal Services is your chief weapon when contesting your property tax assessment.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. An attractive way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're veterans in helping consumers just like you rid yourselves of unneeded PMI insurance.

HELOC recently frozen?

If your property is close to a declining area, your lender might just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be annoying from a cash flow viewpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Western Maine Appraisal Services can help you reinstate your home equity line of credit with a professional appraisal.

Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you desire a veteran appraiser to double-check your appraisal for efficiency? In a field review we will go out and check the subject and comps. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal you may have in your possession. While typically requested by banks, you may need to employ this service if you suspect mortgage fraud related to your property.